1.) Acorns:
You can automatically invest your spare change with the help of the Acorns app. Your purchases are rounded up to the nearest dollar by the app, and the difference is invested into a portfolio of exchange-traded funds (ETFs) in line with your financial objectives. Acorns also provides a range of other investing choices, such as retirement accounts, investments in socially conscious companies, and more.
2.) Robinhood:
Robinhood lets you buy, sell, and trade stocks, options, and cryptocurrencies without paying any commissions. You may learn more about investing with the help of the app, which is simple to use and provides a variety of instructional tools. You can start investing with Robinhood for as little as $1.
3.) Mint:
With the help of the budgeting tool Mint, you can track your spending, make a budget, and establish financial goals. To automatically categorise your transactions and give you insights into your spending patterns, the app syncs with your bank accounts and credit cards. To assist you in staying on track, Mint also provides personalised financial advice and alerts.
4.) Stash:
You can invest in many different stocks and ETFs with the help of the app Stash. The app features numerous investment-related topics, such as green energy, technology, and more. Stash also provides educational materials to assist you in learning more about financial planning and investment.
5.) Personal Capital:
An all-inclusive financial planning tool called Personal Capital may assist you with budgeting, retirement planning, and keeping track of your investments. For a thorough picture of your finances, the app syncs with your bank accounts, investment accounts, and credit cards. Additionally, Personal Capital provides customised financial planning and portfolio management services.
6.) Swagbucks:
With the help of the app called Swagbucks, you may earn points for completing surveys, viewing videos, and shopping online. You can collect points (also known as "Swagbucks") that can be exchanged for money or gift cards. Although Swagbucks won't suddenly make you wealthy, it can be a fun and simple way to make a little more cash when you have some free time.
7.) Turo:
You can use the Turo app to let other people rent out your automobile. You may make money without doing any additional work because the software manages all the details, including insurance and payments. Turo may not be for everyone, but if you have a car you don't use frequently, it can be a terrific opportunity to make some additional money.
In conclusion, these apps can be effective instruments for helping you achieve financial security and prosperity in your twenties. You may take charge of your finances and make progress towards your financial objectives by investing spare change, keeping tabs on your spending, and working additional jobs. While wealth-building and investing may not come with any promises, these apps can help you get started on the right track.